Our Services
Business Financing Solutions Tailored for SMEs
We analyse your business needs, strengthen your loan readiness with our 3C Method™, and match you with financing solutions that offer the best structure, rates, and approval confidence.
Why Choose Us
We deliver real value that supports your long-term growth.
Higher Loan Amounts
Lower Interest Rates
Long-Term Financial Partnership
Transparent, No Upfront Fees
Our 3C Method™
A structured diagnostic we use to assess your financing readiness and strengthen your profile before any application.
Company Health:
We review the overall strength and stability of your business — helping us understand what supports or limits your financing potential.
Cashflow Efficiency:
We evaluate how effectively your business generates and manages cash — helping us determine your repayment capacity and ideal financing structure.
Credibility:
We access consistency in financial behaviour across both business and personal factors — ensuring your profile inspires confidence.
Business financing solutions we specialize in
SME Government Fund
SME/Commercial Term Financing
Trade Facility (BA/LC/IF/TR/BG)
Overdraft Facility
Startup Financing
P2P Financing
Commercial Property Working Capital Financing
Corporate Collaboration Partner
Including Audit Firm, Accounting Firm, Company Secretary, Tax Agent, Corporate Lawyer, Crowd Funding.
Our 4-Step Financing Process
We simplify the financing journey from consultation to approval — so you can focus on growing your business.
Consultation
We begin with a thoughtful conversation to understand your objectives, and expectations — ensuring our guidance is tailored from the very start.
Proposal
We structure and optimise a financing proposal using insights from our 3C Method™.
Approval
We handle the heavy lifting from documentation right up to approval and disbursement.
Support
It doesn’t end here. We continue to offer guidance and track your financial health — so you’re always prepared for future financing needs.
Got questions? We’ve got answers — here’s everything you need to know before getting started.
Frequently Asked Questions (FAQ)
What types of business loans can you help with?
We assist with a variety of financing options, including SME government funds, business term financing, trade and overdraft facilities, startup financing, commercial property working capital loans, and P2P financing — all tailored to support your business growth.
What documents do I need to prepare for a loan application?
Typically, we’ll need your company’s financial reports, bank statements, SSM documents, director identification, and relevant business contracts or invoices. Don’t worry — our team will guide you step-by-step on what’s required based on your specific situation.
How long does the loan application and approval process take?
In most cases, you can expect results within 7–14 working days after submission. Timelines may vary depending on the loan type, we always aim for the fastest turnaround possible — without compromising quality.
Do you charge any upfront fees?
No, we do not charge any upfront fees. Our service fee is only collected after your loan is approved and successfully disbursed. We believe in earning your trust first — results come before payment.
Can you help if I already have an existing loan or poor record?
Yes, we’ve helped many businesses with existing loans or less-than-perfect financial backgrounds. We’ll assess your situation and provide a realistic solution based on your current profile and future goals.
Why should I work with The Blue Advisory instead of applying directly to the bank?
Clients choose us because of the results we deliver — higher loan amounts, lower interest rates, and expert support from start to finish. Unlike dealing with just one bank, we evaluate your profile across multiple financial institutions.
How do I know if my business qualifies for a loan?
Loan eligibility depends on factors like your company’s financial health, revenue track record, bank statement flow, business nature, and director’s credit profile. Not sure where you stand? We offer a free initial assessment to check your loan readiness.
Can I talk to someone before deciding to engage your service?
Absolutely. We offer a free consultation to understand your business needs and explain how we can help — no commitment needed. Our goal is to build a long-term relationship, not just close a transaction.